Angie Ribuffo grew up a military brat, frequently moving around the country following her US Army father. In high school she earned an ROTC scholarship, and entered the US Air Force nurse corps following college.
There she met her husband, who introduced her to the importance of financial planning. While stationed in Germany, Angie transitioned to working in the Family Support Center, where she worked with military members and spouses in personal financial management.
“When my husband retired from the US Air Force I was approached by my current broker-dealer to become a financial advisor,” said Angie.
Angie loved the idea of helping families with obtaining financial success. She recounts a memorable moment that made an impact on her career when she first started as a financial advisor:
“I was working with a couple and identified an insurance shortfall on the husband,” said Angie. “I made the recommendation for the needed insurance, which they rejected, so I didn’t pursue it in later meetings.”
Unexpectedly the husband passed away, and Angie says she still remembers sitting across from the widow having to explain that she would need to continue to work.
“I now make sure this becomes a continuing discussion at every meeting,” said Angie.
Today, Angie continues to enjoy the meaningful work of guiding families toward financial preparedness and success. Her favorite part about the industry is the being able to make a positive impact in the lives of families.
This is the way Angie Ribuffo works.
Financial Advisor and Certified Financial Planning Professional and 2018 National President of Women in Insurance and Financial Services. I am also the honorary commander for the Alaska Air National Guard.
One word that describes how you like to work:
Current mobile device:
Microsoft Surface and HP Desktop
Projects you’re currently working on:
Besides working on financial plans for my clients, I am working on writing an article for several other media like a supplement for USA Today and the CLTC digest.
Accomplishments you’re proud of:
Obtaining my 5 designations: CFP, ChFC, RICP, CDFA, CLTC; becoming the President of Women in Insurance and Financial Services (WIFS) and becoming the Honorary Commander of the Alaska Air National Guard
What are your goals for the next 12 months?
To increase the awareness of this industry to women, not only to join our profession but also for women consumers to use our profession for financial success.
What are your biggest professional challenges?
Staying relevant and using social media.
What do you like most about your job?
Helping my clients. When they achieve a goal I am so happy for them and it fills my cup.
Aside from your phone and computer, what gadget can’t you live without and why? Really not a gadget gal.
What technology, apps or tools can’t you live without?
My outlook calendar
Describe your workspace.
I have an office with a beautiful view of the mountains. My office is decorated with pictures that have meaning for me along with pictures of my family.
How do you manage your to-do list?
I use a to-do list and once a week I have what I call “eat the frog” day. This is the day when all the items that I don’t like to do or that have been pushed to the bottom of the to-do list get my priority attention and I get them done regardless of how long it takes me that day.
What’s your best time-saving tip or hack?
Color code your calendar by tasks so that you can see at a moment’s glance where your focus is for the day/week/month and adjust if it’s not helping you achieve your goals
What’s the first thing you do when you get in the office?
Have my tea and fire up my computer
What do you listen to while working?
What are you currently reading?
Blue Ocean Strategy by W. Chan Kim and Renee Mauborgne
Favorite social network?
Coffee or tea?
Night owl or morning person?
What are you watching on Netflix right now?
Not watching Netflix
What’s your sleep routine like?
Bed by 11pm and up lately at 5:30am
What does a typical day look like for you?
In the office by 6:30 am, teleconferences & emails, clients, emails, financial analysis & planning, last client by 5:30pm, home by 7:30pm, Dinner by 8pm time with my husband, last emails at 10pm.
Who are your business idols and why?
Oprah Winfrey because of her ability to be successful in all her endeavors and stay her authentic self.
What is your motto or personal mantra?
It used to be “eat the frog” but I now use the “Fail with grace, recover with grit” because I feel it’s applicable to my clients as well as my business
What’s the best advice you’ve ever received?
I received this quote from one of my mentors. It’s from Maya Angelou:
You may encounter many defeats,
but you must not be defeated.
In fact, it may be necessary to encounter the defeats,
so you can know who you are,
what you can rise from,
how you can still come out of it.
If you could switch jobs with someone, who would it be?
Condoleezza Rice when she was Secretary of State
Who would you like to see in a future This is the Way post?
Sheila Stith of Stith and Associates or Cynthia Diccianni of Diccianni Financial Group, Inc.
About the Author
Emily Nguyen supports the implementation of ITC’s marketing efforts, including producing product newsletters and other customer communications, managing multiple social media profiles, and writing and reviewing content. She has a bachelor’s degree in public relations from Texas Tech University. Emily enjoys social media, exploring Dallas-Fort Worth, and spending time with her husband and their dog.More Content by Emily Nguyen